Health Insurance Archives - RK Asset Management LLC

Apr 26

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What to Consider Before Selecting or Changing Your Dental Plan in Florida

By floridianquote | Group Health Insurance, Health Insurance | No Comments

Selecting or Changing Your Dental Plan in Florida If you are an employer in Jacksonville, Miami, Fort Lauderdale, Tallahassee, Orlando, Tampa, Jacksonville, Port St. Lucie, St. Petersburg, Hialeah Cape Coral, Pembroke Pines or any other major city thinking of opting for a different dental plan than the one you currently have, these are some of the questions you should ask before making the switch, according to the American Dental Association. Will your employees have the freedom to choose the dentist that they want? This is important. If your employees have been seeing a dentist and now have to go to…

Apr 16

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How to Evaluate Your Company’s Health Insurance Offerings

By floridianquote | Group Health Insurance, Health Insurance | No Comments

Health Insurance Offerings The surfeit of health insurance options in Florida can drown your senses in a sea of complications, disclaimers and exceptions. All such fluff could easily distract you from the most important query of all: which plans makes the best sense for you and gives the maximum value when you are sick. The best thing to do is to take assistance from health insurance experts. The US Department of Health and Human services has put out a detailed published guide in this regard. Quality should be paramount You must put quality of care on the topmost pedestal. If…

Apr 10

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How to Hire a Florida Health Insurance Agent

By floridianquote | Group Health Insurance, Health Insurance | No Comments

Health-Insurance Agent If you are a business owner looking to hire a health-insurance agent, you can find yourself in a tricky spot. States like Florida are teeming with insurance agents. So, how can you pick the right one from the thousands available?! It has been reported that in 2015, the employer-sponsored family health insurance premiums have gone up by 4%, pushing them to more than $17,000, requiring workers to pay almost $5,000 each as premium costs. It is vital for business to decrease the cost of health insurance. And the surest way you can do that is by recruiting an…

Mar 20

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IRS Affordable Care Act Tax Provisions for Employers

By floridianquote | Health Insurance | No Comments

IRS Affordable Care Act Tax Provisions Floridian Quote ranks among the leading health insurance consultancy firms providing expert guidance and support to clients for both group and individual health insurance plans. Floridian Quote has access to the most competitive health insurance company plans and pricing. Clients working with Floridian Quote can identify the right plan to fit in with their business or personal needs and budget. The company serves clients in Miami, Orlando, Tampa, Jacksonville, Florida, and surrounding locations. Determine Employer Size The Affordable Care Act includes benefits and responsibilities for employers. What applies in your case will be determined…

Mar 17

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See if You Qualify for the Small Business Health Care Tax Credit

By floridianquote | Group Health Insurance, Health Insurance | No Comments

Small Business Health Care Tax Credit Floridian Quote is one of the premier health insurance consultant companies with expertise in both group and individual health insurance plans. Floridian Quote can offer a wide range of health insurance company plans and pricing. Clients have an opportunity to choose the best plan that matches with their business or personal requirements and fits their budget. Floridian Quote works with clients in Miami, Orlando, Tampa, Jacksonville, Florida, and surrounding locations. Qualifying Criteria for Tax Credit As a small business employer, you can qualify for health care tax credits if you have fewer than 25…

Feb 29

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Group Health Insurance Coverage Questions & Answers

By floridianquote | Health Insurance, Legal Advice | No Comments

Group Health Insurance Coverage Requirements for Small Employer Plans: Different types of employers may offer different kinds of group healthcare coverage for their staffs. You may be thinking who is a “small employer” in the context of healthcare coverage in USA. A small employer can be defined as an employer who has employed 50 or fewer than 50 employees in his venture. Read more. What is Florida Employer Group Health Insurance Coverage? Insurance policies are regulated to a large extent by each state. Thus, the laws that exist related to health insurance policies provided by various employers may vary drastically…

Feb 25

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Small Business Healthcare Tax Credit Calculator

By floridianquote | Health Insurance | No Comments

If you have health insurance coverage for your small business and it’s employees you may be able to claim a Small Business Health Care Tax Credit worth up to 50% of your premium contributions, (up to 35 percent for tax-exempt employers.) To qualify for the small business health insurance tax credit, all of the following must apply: You have fewer than 25 full-time equivalent (FTE) employees Your average employee salary is about $50,000 per year or less You pay at least 50% of your full-time employees’ premium costs You have employees enrolled in coverage through the SHOP Marketplace You don’t…

Feb 21

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Rights of a Former Employee if Access is Lost to Employer Group Health Insurance Coverage

By floridianquote | Health Insurance | No Comments

Employee Insurance Rights Factors like reduction in working hours, employee downsizings, business and plant closings may affect an employee in negative ways. Employees may lose income and the security that is associated with a steady job. As a result the retirement and health benefits that go hand in hand for being a full-time employee may also disappear. If you are a dislocated employee, you may have several queries. Some of them may concern your retirement and health benefits. For instance, you may ask what will happen to your health benefits or could you have an option of continuing with the…

Feb 03

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Is employer group health insurance available to sole proprietors?

By floridianquote | Health Insurance | No Comments

Sole Proprietors Group Health Insurance There are millions of people who are expected to buy their health insurance through state-regulated marketplaces. Many among them are sole proprietors. On October 1, 2015, the state-based market places were recommended to start for consumer enrollment. According to the new Affordable Care Act, people who are self-employed and have no employees working for them are regarded as individuals. The same rule applies even when they may have been hiring contractors for delivering their services. Such individuals would be required to buy insurance plans either by facing a fee or for themselves. How affordable care…

Jan 22

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Who Regulates Employer Group Health Insurance Plans in Florida

By floridianquote | Health Insurance | No Comments

While fully insured group health insurance plans are regulated by states, there are some federal regulations that must be followed by the various group health plans. These include the ACA, COBRA, HIPAA and ERISA. Each state in the United States of America has a department that looks after insurance related issues. Usually the state department that looks after insurance has the entire authority over the following: How business is conducted by the insurance industry within a particular state Issuance of licenses and regulation of the practices as well as the rates of brokers Insurance companies and agents in the state…