Group Health Insurance Coverage Requirements for Small Employer Plans:
Different types of employers may offer different kinds of group healthcare coverage for their staffs. You may be thinking who is a “small employer” in the context of healthcare coverage in USA. A small employer can be defined as an employer who has employed 50 or fewer than 50 employees in his venture. Read more.
What is Florida Employer Group Health Insurance Coverage?
Insurance policies are regulated to a large extent by each state. Thus, the laws that exist related to health insurance policies provided by various employers may vary drastically from one state to another. Read more.
Are All Policies for Employer Group Health Insurance in Florida Same?
There are thus different types of laws that govern health insurance coverage for different employer types that keep varying from one state to the next. Read more.
How are Premium Health Insurance Rates Determined for Small Group Employers?
There are 38 states in the United States where small group health insurance companies are permitted by the law to ascertain the initial premium rates for each of the client company. This is done by deploying a process that is termed as ‘medical underwriting’. Read more.
What is Employer Group Health Insurance Coverage in Florida?
An employer may purchase a policy known as “Group Health Insurance Coverage” and offer the same to all its eligible employees. Such policies are often extended to the family members of employees as a benefit for working in the organization. Read more.
Are All Policies for Employer Group Health Insurance in Florida Same?
The insurance laws that are laid down for larger business groups vary significantly from small business groups and accordingly the premium rates are also ascertained. Read more.
How are Premium Health Insurance Rates Determined for Small Group Employers?
There are 38 states in the United States where small group health insurance companies are permitted by the law to ascertain the initial premium rates for each of the client company. This is done by deploying a process that is termed as ‘medical underwriting’. Read more.
What are the Insurance Coverage Requirements for Large Employer Groups?
If an employer has fifty or more number of full-time staffs or equivalent, an employer has to file an annual information return. It should contain details about health insurance coverage that were offered to employees. Large employers also fall within the scope of the Employer Shared Responsibility Provisions. Read more.
How are Florida Health Insurance Premium Rates Determined for Large Employer Groups?
Starting from 1st January, 2015, all those employers who have hired 100 or more full time (or full time equivalent) employees and fail to provide health insurance coverage to full-time employees or their dependents or provide unaffordable coverage or fails to provide minimum value may have to pay as assessment provided a minimum of 1 full-time employee gets a premium tax credit for buying coverage in the individual insurance marketplace. Read more.
Who Regulates Employer Group Health Insurance Plans in Florida?
While fully insured group health insurance plans are regulated by states, there are some federal regulations that must be followed by the various group health plans. These include the ACA, COBRA, HIPAA and ERISA. Read more.
Is Employer Group Health Insurance Available to Sole Proprietors?
Once the Affordable Care Act marketplaces are implemented, sole proprietors would find that more number of entrepreneurs are joining their ranks in the near future. Read more.
Rights of a Former Employee if Access is Lost to Employer Group Health Insurance Coverage
Even after losing your job, you may be still eligible for availing specific health as well as retirement protections. In case your former organization was offering a group insurance plan, you may still enjoy the entitlement of continuing with health benefits for a certain time period. Read More.
We are health insurance consultants | agents with many years of experience in the health insurance field and access to multiple health insurance company’s plans and pricing. We will work with each you to find the right group or individual health insurance plan to fit your needs and budget. Serving clients in and around Greater Jacksonville, Orlando, Tampa, Miami, Florida and more. Contact us at 866-217-2873.
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