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We know that choosing the right individual health insurance plans in FL is not always easy. In fact it can be so frustrating that you might be tempted to give up and purchase the first plan that fits into your budget regardless of rather or not it fits your lifestyle. The hardest part of choosing the right coverage is taking the first step and below you will find a few important things to consider. 1)      Must Haves in Health Insurance Plans Since not all health insurance plans are the same it is imperative that you decide exactly what your “must…

The rising cost of health care in America is reaching critical mass with millions of people going without health insurance and millions more suffering with the wrong coverage. The choice of the wrong insurance coverage can be just as bad as no insurance coverage but how do you find the right Tampa insurance plans? Our simple point and click interface can quickly and easily have you happily comparing the rates and benefits from hundreds of health insurance plans in minutes. But finding the most affordable individual health insurance is not only about what plan is the least expensive. Individual or…

Beginning January 1, 2014 as determined by the Patient Protection and Affordable Care Act, non-grandfathered individual health insurance and small group insurance plans offered inside and outside of the new insurance exchanges must cover the Essential Health Benefits (EHB.) Department of Health and Human Services The Department of Health and Human Services issued final ruling on February 20th, 2013 covering the essential health benefits for ten categories of care which includes basic services, mental health and maternity care. Another guideline put forth by the HHS is that plans must cover at least sixty percent of the ‘actuarial value’ of covered…

Do I qualify for a tax credit on health insurance? One way to qualify for low cost Florida healthcare is through tax credits. If you are an individual or family with a household income between 100 and 400 percent of the federal poverty level you are eligible for a tax credit when you enroll through an Exchange like Floridianquote.com. In 2012, this was $44,000 for an individual and $92,000 for a family of four. Do I qualify for cost-sharing subsidies? If you are below 250 percent of the federal poverty level, the ACA limits how much you have to spend…

The mandates and incentives set forth by the Affordable Care Act notwithstanding, if you are among those brave employers looking for Florida group health insurance quotes we applaud you. Now, don’t get us wrong, we totally believe in the benefits of offering a health plan to your staff including less down time due to employee illness, increased employee satisfaction, less turnover of employees in key positions resulting in less money spent hiring and training, but according to a recent article posted on world renowned Medicalnewstoday.com “Employer And Employees’ Share Of Health Insurance Costs Rose More That 60 Percent From 2003…

With small businesses spending, on average 18% more for Florida group health plan premiums then larger companies with the same benefits high deductable health plans with attached health savings accounts seem to be a great solution, after all one of the main ideas behind the HSA is to allow consumers (employees) to take responsibility for how, where, when and how much they spend on healthcare expenses, but …Houston, we have a problem. Now the big idea behind HSAs and other consumer driven health insurance products is that people would be spending their own savings for health care instead of relying…

Finding affordable Florida group insurance quotes may be a bit more difficult this coming year then was originally planned. Florida, it seems, is one of many states which has opted for forcing the federal government to implement and run the insurance exchanges promised under the Affordable Care Act. The new Affordable Care Act set forth and signed into law by President Obama’s administration calls for each state to set up and run a state insurance exchange where people and small businesses can go to more easily purchase affordable health insurance. The health insurance exchanges are supposed to help consumers in…

Finding affordable Florida group insurance when you only have a handful of employees can be difficult and costly in today’s market place, which is one of the biggest reasons why the Affordable Care Act was deemed necessary and passed into law but what exactly does “Obamacare” do to help? According to an article posted on the U.S Small Business Administration website, the new Affordable Care Act will provide enormous help to the millions of small businesses, which make up the majority of employers in the United States, including expanding coverage options, giving consumers more control over their own health care…

If you’re a Tampa resident, or live in a surrounding area, and you’re in the market for an individual health insurance plan, you’re in luck. The experts at Floridian Quote can help you choose the perfect individual health insurance plan, based on your specific needs and budget. We value our customers and we’ll take the time to speak with you about your individual needs and what you require of your coverage, and we’ll strive to make sure the plan you obtain has everything you need. All for an affordable rate that you can live with. Perfect Health Insurance Plan Shopping…