Have you seen the cost of health care in the United States recently? No wonder the government has decided to insist on health insurance coverage for everyone! Luckily for us, finding and obtaining an affordable quote for FL health insurance plans is a quick and relatively painless process at RK Asset Management. The only real problem is buying a health insurance plan can still be expensive so here are a few things I have learned for getting the best deals.
1) Deductible: Choose one you CAN pay.
When it comes to insurance of any kind, the amount that you choose for your deductible can have a massive impact on how much you will pay for your premiums. Choosing the deductible is one way to lower that amount but pay attention. The deductible you choose can be the difference between owning a policy you can count on and throwing your hard earned money in the trash.
High deductible= lower premiums
Many of us are tempted to choose the highest number we can get away with when it comes to this all important choice, but that may not be the best idea. If you become sick or injured you will need to pay the deductible before you can get the care you need, therefore it is imperative that you find the right balance between cheap premiums and a deductible that you can pay in an emergency.
2) Group V. individual
We all know that group coverage is the least expensive way to obtain FL health insurance plans, especially if your health is not optimum, but not everyone is lucky enough to have a job that offers this type of coverage. If you want group coverage but are self employed or do not have the option through your employer consider joining a group that does such as your local social club, church, home owner’s association, small business association or civic group.
By focusing on your needs and budget we can help you to locate the right policy for the right price from the state’s top rated carriers for health dental and more. Ready to get started finding the right FL health insurance plans? Just click the link, answer a few easy questions and our fast free quote engine will search our data base for the options you choose. Have questions about coverage, insurance regulations or need help finding the right policy? Just give us a call toll free at 866-217-2873. You’ll be glad you did!
We are health insurance consultants with many years of experience in the health insurance field and access to multiple health insurance company’s plans and pricing. We will work with each you to find the right group or individual health insurance plan to fit your needs and budget. Serving clients in and around Greater Jacksonville, Orlando, Tampa, Miami, Florida and more. Contact us at 866-217-2873.
Rodger S. Kamuf is registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. RK Asset Management LLC is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representative may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc.