Health Savings Account
Are you considering an HSA or some other type of flexible spending account for your FL group health insurance? Do you know how and why these plans were created? To really understand the advantages of a flexible spending account you must first understand the concept behind consumer driven health care.
Today, many small business owners are turning to consumer driven health insurance like HSAs to help bring down the cost of providing health insurance coverage to their employees. After all we know the advantages of offering these benefits but the expense is often a major road block. HSAs and other consumer driven FL group health insurance products are one way to beat the cost.
All Consumer driven health plans work in pretty much the same way. They are all high deductible health insurance policies that are enhanced with a special type of savings account. The high deductible health plan is in place as a sort of safety net to make sure that you and your employees are covered for any catastrophic health emergency while the star of the attraction, the savings account holds all the benefits and incentives.
The basic idea behind consumer driven health insurance products like HSAs is to put the buying power back into the hands of the American people and in so doing force the rising cost of health care to come down to a more manageable level. After all you would not pay $5 for a coffee if the exact same coffee was available at the next shop for $1, would you?
Flexible Spending Account
One of the biggest problems with health care is that unlike other industries most of us have absolutely no idea how much things like blood pressure testing actually costs. Why? Simple really, those of us who have coverage rarely if ever pay attention to the bill unless we need to pay it and those who have health insurance rarely see a doctor. With a flexible spending account you will need to pay for your own health care which should make you want to shop around a bit for deals so that you can get the best value for your dollar which should drive up competition and drive down prices, eventually.
Finding the right health insurance quoteto fit into your budget and lifestyle may not be an easy task but it is a necessary one and we make it as pain free as possible. Just click the link for our free quote engine and you can compare the rates and benefits of the high quality health plans and obtain the FL group health insurance you need right from your own home for free.
We are health insurance consultants / agents with many years of experience in the health insurance field and access to multiple health insurance company’s plans and pricing. We will work with each you to find the right group or individual health insurance plan to fit your needs and budget. Serving clients in and around Greater Jacksonville, Orlando, Tampa, Miami, Florida and more. Contact us at 866-217-2873.
Rodger S. Kamuf is registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. RK Asset Management LLC is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representative may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc.